HOW MUCH CAN I SAVE BY BUYING A PROPERTY IN THE PLANT?
Many people still have their doubts about the security of buying
a property in the plant, after all, there are even some risks such as delays in
the work or other impediments, for example. But it is important to
remember that these risks are almost nil when you choose a serious construction
company, with experience in the market and which has already won the trust of
consumers.
Having overcome this initial distrust, know that this decision
carries many advantages, from being able to choose which apartment best suits
your needs to the best of them all: the price. Saving by buying a property in the plant is a reality! Check it
out:
Property price and valuation
The main positive point of buying a property in the plant could not be
another. Taking into account financial corrections, once completed, a
property purchased at the plant usually reaches a total appreciation of 30% of
its initial value (on average). That is, if the value you signed in the contract
was 300 thousand, for example, by the time you receive the keys to your
property it is already 390 thousand - you can see this as a 30% appreciation of
your property or as a 30% discount on the purchase price of your property, the
two points of view are true.
Pre launch
The launch of a real estate project is usually much more a
marketing action than an initial sales milestone. In reality, it is quite
possible that these properties were already available about 1 or 2 months
before that date. Check if the sales stand has already been set up or if
there is already a partnership with a broker, as buying in the pre-launch can
represent a real savings of about 5% of the total value of the apartment!
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Input
Financing of ready-made properties is usually made only through
the payment of entries of about 10% to 20% of the value of the property,
whereas for properties in the plant, this rate rises to 30%. Even so, the
real amount disbursed when paying for the entry of an apartment in the plant is
lower for two reasons: the first is because, as we said in the first topic, the
value of the property is lower; the second reason is the option that you
have to dilute part of the value of the entry in the financing installments,
which will be paid before the property is delivered.
Prepayment of installments
During the period of construction of the property, the client
usually pays, on average, about 30% of the total value, and the other 70% must
be financed. The bigger the builder's initial cash, the smaller the amount
it will also need to borrow to build and the lower the interest it will have to
pay for it. Therefore, the more installments you can anticipate, the
greater your bargaining power to obtain more discounts that, on average, can
reach up to 20% of the property's value. In addition, as the percentage to
be financed will also be reduced due to the advance of the installments, you
also save on interest.
Maintenance and finishing
As the apartment will be brand new , the risks of having some kind of
problem with plumbing or electrical systems, for example, are very small -
which means good savings in maintenance. In addition, you can choose
specific finishing options without having to pay extra for it, which already
eliminates the costs of a future redecoration!
Source: Tajarat.com.pk
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